Insurance Plans
St. Joseph Medical Center participates in a wide range of health plans. We accept all private pay patients and the insurance plans listed below. Before scheduling an appointment or seeking treatment, please contact your insurance provider to ensure full coverage.
St. Joseph's Access Department will verify your insurance coverage and obtain authorization from your insurance carrier, when necessary. Please note that your insurance company may not pay for all of your services if your benefit plan requires out of pocket expenses to be paid (such as, deductibles, co-payments, and co-insurance) or if you are required to seek services (such as lab, radiology, etc.) at specific locations/companies (such as Lab Corp, Advanced Radiology, Quest Diagnostics, etc.). Deductibles and co-payments will be collected at the time of visit.
If you have any questions regarding St. Joseph's participation in your health plan, please contact the Managed Care Department at 410-337-1554 or 410-337-1494.
Professional Fees
Professional Fees (physician or mid-level provider fees) are separate from the hospital fees. You may receive bills from multiple physicians for their services including but not limited to: your private physician, anesthesiologist, pathologist, radiologist, cardiologist, emergency room physician, and other specialists who participated in your care. If you have questions regarding the bill for their services, please contact the individual provider.
St. Joseph Medical Center Participates with the following Managed Care Plans:
HMO/POS
Aetna Health Plans
CareFirst (ie Blue Choice)
Cigna Healthcare of Mid-Atlantic
Coventry Health Plan of Delaware
United Healthcare/MAMSI (MDIPA, Optimum Choice)
Note: MDIPA and Optimum Choice - Joint replacement procedures (Orthopaedics): can not utilize St. Joseph..
Medicaid HMO
Amerigroup
Coventry Health Plan of Delaware (Diamond Plan)
JAI Medical Group
MAPS-MD (Medicaid Behavioral Health payor)
Priority Partners
Americhoice (United Healthcare)
Maryland Physicians Care
Medicare HMO
Aetna (Golden Choice)
Bravo Health
United Healthcare (Evercare)
XL Health (Care Improvement Associates of Maryland)
Commercial (indemnity), PPO/PPN/Third Party Administrators (TPAs)
Aetna
Beechstreet
CareFirst (ie Maryland PPO, Maryland POS, Blue Preferred, FEP)
CCN/First Health
Cigna
Employer Health Plan (EHP)
Fidelity Benefits Administrator
MAMSI (Alliance PPO and Mamsi Life and Health)
National Capital PPO (NCPPO)
Private Health Care Systems (PHCS)
Behavioral Health
American Psych Systems (APS)
Magellan
Managed Health Network
United Behavioral Health
Value Options
Other Government Programs
MD Health Insurance Plan (MHIP) EPO
MD Health Insurance Plan (MHIP) PPO
Uniformed Services Family Health Plan (USFHP) - through Johns Hopkins Healthcare
St. Joseph does not participate with:
Helix Family Choice (Medicaid)
Kaiser (except brachy therapy)
Tricare
We add insurance plans everyday. Please contact the Managed Care Department at 410-337-1554 or 410-337-1494 if you don't see yours.
